Which Travel Insurance Should I Buy?
Every day we receive emails from travellers asking us, “which travel insurance company should I buy?”
The answer is always the same – the one that is right for you! But how do you find that one amongst the thousands? Not all travel insurance companies are created equal.
Cheapest isn’t always the best. You might be able to find some travel insurance policies that only cost a dollar a day. This sounds great, until you need to make a claim and find out that they have a string of cleverly-worded clauses to get out of paying for just about everything. Welcome to the insurance world.
First thing to do is check to see if your credit card has travel insurance as a bonus. Some banks offer this service. But again, read the fine print. You might find that these are set up more for business travellers, and the second you want to do something fun like go for a hike or not stay in an “adequately safe” hotel, you will not be covered.
Based on our personal experience, and that of our friends and family, we recommend TWO travel insurance companies. That’s right, two. We may be the only travel bloggers doing this. We recommend World Nomads Travel Insurance and 1Cover.