Do I Need Travel Insurance?

Tips Before You Buy Travel Insurance

Here are our tips and a few things you should know before you buy travel insurance.

  • Read the fine print
    Make sure you know what you are and are not covered for before you start your travels.
  • Shop around
    Don’t just buy the first travel insurance you come across. Do your homework and your research. That being said we’ve done our research and still recommend World Nomads.
  • Don’t go for the cheapest option
    The old saying “you get what you pay for” is true in the insurance world. That being said, there’s no need to go for the most expensive option either. Find something in the middle that fits your budget.
  • You may have to pay first, claim later
    Sometimes your travel insurance company requires you to pay your hospital bills up front, and then fill out a claims form to reimburse the cost. This may be mandatory, but often if you contact your travel insurance company first they can either send you to a hospital that they are partnered with, or write a letter of guarantee you can give to the hospital saying that they will cover the costs. Look into this.

Source of the article: www.afar.com

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